Cheap Young Female Car Insurance?
Are female drivers better drivers than male drivers?
Statistics show that female drivers are safer, less aggressive and drive at lower speeds compared to male drivers. With this data auto ins, companies take this into account and adjust new car coverage policies accordingly. Although there are more and more women on the road these days the data still holds true. Women, on average do drive more cautiously than male drivers. Leading us one of the secrets to finding cheap young female car insurance.
For car insurance woman driver compared to a male driver is statistically less likely to die in a car accident according to the IIHS (Ins Institute for Highway Safety).
If that is the case then is there such a thing as cheap young female car insurance? It depends.
Some American car ins companies may list a discount for young female auto insurance and other companies may not but each auto insurers have already taken into account the risks involved with a female driver as opposed to a male driver.
Finding female auto coverage:
How you go about finding car insurance for women is no different than looking for automobile coverage for a male driver. The "Lady driver insurance" has some truth to it it all depends on their driving history and how many tickets or accidents they have had before and if they were at fault. However, if you have a man and a woman driver with the exact same driving history and car then the woman will generally have to receive a much cheaper auto ins quote than the male driver.
Age is a MAJOR Factor for finding low automobile insurance rates
Keep in mind that when buying car ins for female drivers that age is a serious factor and will affect your auto insurance rates dramatically. Young female drivers are more likely to get in a car accident compared to older female drivers. It is even riskier for younger male drivers leading to much pricier car coverage.
Distractions for young teen drivers (male or female) are plenty. Things such as talking on the phone, eating while driving, changing the radio station, doing one's makeup, studying while driving to class and looking at other drivers while driving are all minor distractions/activities that can lead to major accidents. A half-second distraction could be the reason that leads to a driver's loss of focus and into a car crash.
If you are a parent looking for cheap young female auto insurance for your teenage daughter it might be good to have a talk with her about the possible distractions on the road before she actually drives and getting a car at a later age to save money. Trust us. It will make a HUGE difference in your car ins quotes that you receive and her risk of getting into an accident.
To save money it is important to go to an online insurance comparison site to compare car ins quotes. Auto Ins companies already know that female drivers are less risky and much safer than male drivers and their rates are already adjusted accordingly. If you are female and you are looking for auto insurance savings then cheap auto ins for woman drivers is not difficult to find with any company you choose.
If you are looking for cheap young female car insurance you don't have to worry about which company offers it. Your rates have already been adjusted accordingly for young female drivers. So go ahead and compare Online Car Insurance Quotes, choose your auto insurance company and finally get your car insured.
Evan Povich is a representative of the BaseQuotes.com Insurance Comparisons Site.
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